Terms of Service

1. Eligibility

You must be at least 18 years old and a licensed insurance agent or agency professional (or authorized to act on behalf of one) to use the Site and our services.

2. What we offer

LeadStore provides marketing tools, training, and a lead-generation system designed to help insurance agents generate their own appointments. We license marketing assets and tools to you; you own the leads and data you generate using them.

3. No guarantee of results

Any figures or examples shown on our Site (such as cost-per-appointment) are illustrative or reflect past performance and are not a promise or guarantee of results. Your results depend on many factors, including your ad spend, market, targeting, follow-up, and sales ability. We do not guarantee any specific income, number of appointments, or other outcome.

4. Your responsibilities and compliance

You are solely responsible for using the Site and any tools in compliance with all applicable laws and regulations, including telemarketing and texting laws (such as the Telephone Consumer Protection Act/TCPA), email laws (such as CAN-SPAM), state insurance regulations, and any Medicare or CMS marketing rules that apply to your activities. You are responsible for obtaining any consents required to contact the leads you generate. Nothing we provide constitutes legal, tax, financial, or insurance-compliance advice.

5. Not affiliated with Meta

LeadStore is not affiliated with, endorsed by, or sponsored by Meta Platforms, Inc. (Facebook or Instagram). Meta is a trademark of its respective owner.

6. Intellectual property

We own the Site and our system, software, training materials, and marketing assets. Subject to any separate written agreement, we grant you a limited, non-exclusive, non-transferable license to use them. You may not copy, resell, sublicense, or redistribute our materials except as expressly permitted.

7. Fees and payment

[If and when you charge for products or services, describe your fees, billing terms, renewals, and refund policy here. Complete this section with your actual terms before relying on it.]

8. Disclaimers

The Site and services are provided "as is" and "as available," without warranties of any kind, whether express or implied, to the fullest extent permitted by law, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of liability

To the fullest extent permitted by law, LeadStore will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any lost profits or revenues, arising out of or relating to your use of the Site or services. Our total liability for any claim will not exceed the amount you paid us in the 12 months before the claim (or $100 if you paid nothing).

10. Indemnification

You agree to indemnify and hold LeadStore harmless from any claims, damages, or expenses arising out of your use of the Site or services, your violation of these Terms, or your violation of any law — including your communications with the leads you generate.

11. Governing law

These Terms are governed by the laws of the State of Pennsylvania, without regard to its conflict-of-laws rules.

12. Changes to these Terms

We may update these Terms from time to time. Your continued use of the Site after changes are posted means you accept the updated Terms.

13. Contact